Open Banking (open-banking.io)
io.github.open-banking-io/mcp-server
About Open Banking (open-banking.io)
Open Banking (open-banking.io) is an MCP server published by the GitHub account open-banking-io. Read-only MCP server for the open-banking.io PSD2 bank API — accounts, balances, transactions.
It runs on your own machine: your AI client starts it from the MCP bundle package open-banking-io-mcp.mcpb at version 0.1.0.
It asks for one secret: OBI_CREDENTIALS. Give it a key with the least access that still works.
Version 0.1.0 was published on 20 August 2026, and the source code is public, so you can read it before installing.
Written from the registry entry. 8 automated checks on the registry entry and the package code: 6 pass, 0 warn, 0 fail, 2 info. How we check.
What it asks for
| Variable | Required | Secret | Description |
|---|---|---|---|
OBI_CREDENTIALS | Yes | Yes | Path to (or inline JSON of) the credentials bundle exported from the open-banking.io app (Settings → Credentials) — contains apiBaseUrl, apiKey and the encryption private key. |
Checks
| Check | Result | Detail |
|---|---|---|
| Source repository linked | Pass | https://github.com/open-banking-io/mcp-server |
| Version pinned | Pass | Every package has an explicit version |
| Secrets requested | Info | Asks for 1 secret: OBI_CREDENTIALS |
| Known package registry | Pass | All packages come from npm, PyPI, OCI, NuGet or MCPB |
| Namespace ownership | Info | Name verified via GitHub account open-banking-io |
| Registry text aimed at the AI | Pass | Description and settings contain no hidden characters or instructions to the AI |
| Code red flags | Pass | Read 5 files in the bundle: no obfuscation, encoded execution, credential reads or data-collection endpoints found |
| Text aimed at the AI | Pass | No hidden characters or instructions to the AI in 5 files, including comments and the README |
Popularity & health: 41 / 100
Worked out from public numbers and our own checks, not from user reviews or ratings. It says how used and how looked-after a server is, not whether it is safe.
0 forks, 0 merged pull requests. Sources: GitHub, npm, PyPI (pypistats.org) and Hacker News (Algolia), fetched 2026-10-31.
What people say
No Hacker News threads link to its source code.
Look further: search Reddit, search Hacker News, read its GitHub issues. These are not reviews we checked.
Facts
| Registry name | io.github.open-banking-io/mcp-server |
|---|---|
| Publisher | GitHub account open-banking-io |
| How the name is verified | Name verified via GitHub account open-banking-io. The registry ties the name prefix to that account or domain; it does not check the code. |
| Type | Local: runs on your machine from a package |
| Packages | mcpb https://github.com/open-banking-io/mcp-server/releases/download/v0.1.0/open-banking-io-mcp.mcpb 0.1.0 (stdio) |
| Version | 0.1.0 |
| Published | |
| Last updated | |
| Source repository | https://github.com/open-banking-io/mcp-server |
| Website | https://open-banking.io |
| Category | Finance & payments (assigned by keyword rule, not by hand) |
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